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The Affordable Care Act and Uncertainty under President Trump
With much uncertainty about the future after this election’s results, we should reflect on the current health insurance rules and the future of the industry. First of all, the Affordable Care Act is...
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Special Enrollment Period for Health Insurance 2017, how do I obtain coverage?
The Open Enrollment period for obtaining health insurance ended January 31, 2017. We are now in the Special Enrollment Period,wherein no changes can be made to your health insurance contract until...
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Understanding the Congressional Budget Office Review on the American Health...
The Congressional Budget Office announced this month their estimate effects on the American health care system and the possible cost for the federal government if the Republican health bill ,”The...
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The Future of the Affordable Care Act
There is a widespread dissatisfaction among House and Senate lawmakers – conservatives and moderates alike – with the recently published Republican health plan “American Health Care Act’ ( ACHA). The...
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Tax time is approaching – do I still need my 1095 tax form?
With the changes in health care currently up for discussion in Washington DC, many Californians might be confused about their 1095 forms and if they are necessary for filing their 2016 taxes. Until...
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House Approves Trump Health Care Bill, what to expect next?
With a razor-thin margin ( 217 – 213 votes ) the House managed to pass the Republican replacement for the Affordable Care Act this Thursday May 4th, 2017. Democrats unanimously opposing the bill....
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California’s Proposal for Single-Payer Health Care System is far from approval!
At the end of May the State Senate passed the proposal for a Single-Payer Health Care System called the “Healthy California Plan”. The Healthy California Plan or S.B. 562 was proposed by state...
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Telemedicine is the Future of Medical Consultations
Telemedicine is one of the fastest growing trends in the modern health care industry, have you tried it yet? U.S. board-certified doctors are available 24 hours a day, 7 days, 365 days (24/7/365) in...
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Covered California announced individual health insurance premium increase of...
At the beginning of August, Covered California announced the rate increases for 2018. The average increase, statewide, will be 12.5 %, this includes a one-time increase of 2.8 percent tax on health...
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Health Insurance Trends in California for 2018
Covered California has just released their health insurance rates for 2018. Consumers can finally get an idea of what to expect for the coming year. The American Health Care Act, aka Trumpcare, has...
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Changes to the Individual Healthcare Marketplace in 2018
For Southern Californians, healthcare and health insurance seem to always be on the move. One of the biggest changes to the Southern California area is the removal of Anthem from the individual and...
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2018 Open Enrollment Period – a hardship for many families who do not to...
The Open Enrollment Period to enroll in a health insurance plan began November 1st, 2017 through January 31st, 2018 in California. In California, many families who are not eligible for subsidies on...
View ArticleAre You Enrolled in the Right Health Insurance Plan for 2018?
We are approaching the deadlines for both the Medicare Annual Enrollment Period on December 7th and for the Individual Open Enrollment Period which ends December 15th for a January 1st effective date...
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Tax Form 1095-A & 1095-B are mailed in January 2018
With the changes in health care currently up for discussion in Washington DC, many Californians might be confused about their 1095 forms and if they are necessary for filing their 2017 taxes. Until...
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What are Qualifying Life Events in the Special Enrollment Period in order to...
Have you ever wondered what happens to your health insurance in the case of a major life event such as marriage/divorce, childbirth, moving, turning 26, losing Medi-Cal or employer-sponsored insurance?...
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The Special Enrollment Period for Health Insurance in 2018
Many Californians still do not understand why they cannot enroll all the time for health insurance. In order to avoid that people enroll only when they need medical assistance, the Affordable Care Act...
View ArticleSB 910 May Ban Short-Term Medical Plans in California
With the health insurance tax penalty going away in 2019 for those who do not enroll in Affordable Care Act-compliant health insurance plans, many healthy individuals will be attracted to short-term...
View ArticleAlphabet’s New $375 Million Investment in Oscar Health
Oscar, an innovative, successful insurance carrier serving Los Angeles, Orange County, and San Francisco for 3 years, has just announced that Alphabet, the parent company of Google, is planning to...
View Article2019 Open Enrollment Period Has Just Begun!
Starting today, October 15th, 2018 to January 15th, 2019, anyone that is lawfully present California resident can enroll in Affordable Care Act-compliant health insurance without a qualifying life...
View ArticleTrump offers Solution to Cut Medicare Part B Drug Costs
President Trump on October 25th proposed a plan to cut drug costs for Medicare recipients by changing the price negotiation structure for Medicare Part B. From 2011 to 2016, Medicare increased their...
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